Retail Group of New York, Inc. Safety Group #544

Minimum Required Premium $3,500

$203 Million Dividends Paid

Year Retail
#544
Inception Date:
3/1/92
Wholesale
#551
Inception Date:
4/1/93
Restaurants
#556
Inception Date:
9/30/93
Hotels Motels
#578
Inception Date:
6/1/06
Oil Dealers
#582
Inception Date:
7/1/10
Social Services
#585
Inception Date:
8/1/11
Residential Care
#586
Inception Date: 2/1/12
1992-93 30%
1993-94 32.5% 30% 30%
1994-95 32.5% 32.5% 37.5%
1995-96 35% 35% 52.5%
1996-97 50% 42.5% 52.5%
1997-98 60% 50% 40%
1998-99 45% 45% 45%
1999-00 30% 35% 40%
2000-01 32.5% 32.5% 25%
2001-02 32.5% 25% 27.5%
2002-03 35% 30% 35%
2003-04 35% 32.5% 40%
2004-05 35% 35% 40%
2005-06 35% 35% 35%
2006-07 30% 30% 35% 25%
2007-08 35% 35% 40% 25%
2008-09 35% 30% 40% 25%
2009-10 35% 25% 35% 20%
2010-11 35% 25% 25% 15% 10%
2011-12 25% 20% 25% 10% 5% 5%
2012-13 25% 5% 20% 2.5% 0% 5% 5%
2013-14 25% 20% 25% 0% 10% 10% 2.5%
2014-15 35% 30% 35%* 10% 15% 15% 5%
2015-16 40%* 40%* 20%* 20%* 20%* 10%
35% 31% 35% 15% 10% 11% 6%
24 Year Avg. 23 Year Avg. 22 Year Avg. 10 Year Avg. 6 Year Avg. 5 Year Avg. 4 Year Avg.

*5% increased advance discout

Average Of 94 Dividends: 28%
Underwritten by NYSIF, 199 Church Street, New York, NY 10007

Retail Group of NY Group Safety Group #544

2003 Bakeries 8033 Supermarkets
7998 Hardware Store 8039 Department Store
8001 Florist Store 8043 Retail (including Food)
8006 Food/Fruit/Deli/Grocery 8044 Furniture Store
8008 Clothing/Shoe/Dry Goods 8046 Auto Accessories
8013 Jewelry Store 8050 Book/Music Store
8016 Quick Printing 8069 Cellular Telephone Store
8017 Retail (Not Classified) 8072 Book/record/CD Audio
8025 Bicycle Stores 8105 Leather Store
8031 Meat/Fish/Poultry Store 9521 Furnishing Installation with Retail Store

"The Friedlander Group and Donna Nygard are incredible to work with!!! They respond to the many issues in placing new business and provide answers quickly. Glad that we are working with Donna and the Friedlander Group!"

Paul S. Pellerito, Area Vice President
Arthur J. Gallagher & Co.
Tampa, FL