Oil and Gas dealers of New York Safety Group #582

Minimum Required Premium - $3,500

$203 Million Dividends Paid

Year Retail
#544
Inception Date:
3/1/92
Wholesale
#551
Inception Date:
4/1/93
Restaurants
#556
Inception Date:
9/30/93
Hotels Motels
#578
Inception Date:
6/1/06
Oil Dealers
#582
Inception Date:
7/1/10
Social Services
#585
Inception Date:
8/1/11
Residential Care
#586
Inception Date: 2/1/12
1992-93 30%
1993-94 32.5% 30% 30%
1994-95 32.5% 32.5% 37.5%
1995-96 35% 35% 52.5%
1996-97 50% 42.5% 52.5%
1997-98 60% 50% 40%
1998-99 45% 45% 45%
1999-00 30% 35% 40%
2000-01 32.5% 32.5% 25%
2001-02 32.5% 25% 27.5%
2002-03 35% 30% 35%
2003-04 35% 32.5% 40%
2004-05 35% 35% 40%
2005-06 35% 35% 35%
2006-07 30% 30% 35% 25%
2007-08 35% 35% 40% 25%
2008-09 35% 30% 40% 25%
2009-10 35% 25% 35% 20%
2010-11 35% 25% 25% 15% 10%
2011-12 25% 20% 25% 10% 5% 5%
2012-13 25% 5% 20% 2.5% 0% 5% 5%
2013-14 25% 20% 25% 0% 10% 10% 2.5%
2014-15 35% 30% 35%* 10% 15% 15% 5%
2015-16 40%* 40%* 20%* 20%* 20%* 10%
35% 31% 35% 15% 10% 11% 6%
24 Year Avg. 23 Year Avg. 22 Year Avg. 10 Year Avg. 6 Year Avg. 5 Year Avg. 4 Year Avg.

*5% increased advance discout

Average Of 94 Dividends: 28%
Underwritten by NYSIF, 199 Church Street, New York, NY 10007

Oil and Gas Dealers Group of New York #582

5193 Oil Burner Installation 8809 Executive Officers
8350 Fuel and Oil Dealers 8810 Clerical
8353 Gas Dealer    

"For more than 10 years, our clients have been extremely impressed with the service received from Friedlander on their Workers Compensation Safety Groups. Year after year, these groups have consistently returned some of the most competitive premium dividends in the industry.”

Stephen S. Levy, Consultant
National Property & Casualty Services,
Long Branch, NJ